Credit Unions

Access

Not all credit Unions are for people who can't manage a bank account.

I am a member of a credit union managed by my former employers.
They offer financial advice and competitive rates for loans, investments, and savings. I've never used any of my credit union accounts to make regular payments - I'm not sure if this even an option!
Their statement of purpose is: A credit union is a ‘not for profit’ financial institution owned and controlled by its members, just like a mutual building society – with no traditional shareholders to pay.
Each credit union has a ‘common bond’ based on living or working links or membership of an association – which determines who can become a member.

Check out the Wikipedia interpretation too.
You would need to speak to the specific credit union to see what services they provide because it varies.
regards
Faz