Pet Insurance

Other

OK everyone, here's what I found out. Pet insurance small print! It's not worth the money, even if you can insist your tenant has cover, it still won't pay out for the smelly carpets, fleas etc. Here is a message from my Broker at Alan Boswell Ins. Don't bother with it is my conclusion. WE NEED DOG DEPOSITS instead!!!!!!

Thank you for your call yesterday requesting information on the pet cover. As I mentioned, your current insurer will not cover this. We can take a look at quoting with the Salvation Army who provide this cover.
Cover only provides for damage that occurs at one time – so if a tenant moves out and the carpets have to be replaced because they have let their animal foul on them, or they just are stained or smelly, that is not covered. Things such as flea infestations would also not be covered. However, if an animal destroys something in one occurrence, then that can be claimed but would be subject to the standard excesses.
Limit is £5,000, cost is £56 per property.

Pet Damage

Under Section 2 – Contents on Page 37 of your Policy the following additional cover is now included:-

1. Domestic Pets

Sudden, unintentional and unexpected physical loss, breakage or damage caused by a domestic pet to:-

- the fixtures and fittings of your property

- Contents

This extension is subject to a maximum limit of £5,000.