Factored was formed from a personal experience encountered by co-founder Ben Schuldenfrei. Looking to replace the single-glazing of his draughty Victorian terrace, and faced with a daunting £10,000 improvement bill, Ben was managing the expenses for a newborn child and found traditional banks uncooperative. This challenging situation sparked the idea for Factored.

Factored was created to allow landlords to access future rental income upfront, providing a financial lifeline for emergencies or property improvements. By enabling landlords to sell their future rent and receive immediate capital, Factored provides a viable way to refurbish and retrofit their properties without financial strain. This innovative solution transforms monthly rental income into immediate financial resources, addressing unexpected property issues and enhancing property value and tenant satisfaction.

Factored is dedicated to making property management more efficient and less stressful for landlords everywhere.