Total Landlord

Best Landlord Insurance Provider 2022

Total Landlord, part of the HFIS group, has been providing specialist insurance products for the private rented sector for over 25 years. As property experts we don’t just offer buy to let insurance, we can also provide cover for your own home, your short term let, your UK holiday home or your commercial property.

The HFIS group covers the entire life cycle of a tenancy and includes government authorised deposit protection scheme, mydeposits, the Property Redress Scheme, Client Money Protect and housing law specialist Landlord Action.

Get a quote

For a competitive quote and to discuss your insurance needs please call 0203 907 1779 or get your landlord insurance quote online.

Why choose Total Landlord Insurance?

  • We combine multiple properties in one policy to make it easier to manage your portfolio
  • A team of highly knowledgeable staff, including our in-house claims team, who understand the unique requirements of landlords in the private rented sector
  • Our excellent 4.8/5 rating on Trustpilot reflects our dedication to improve our service and support all of our customers with proactive, friendly and consistent customer service

Our Policies:

Landlord insurance

Whether you have a single property or a portfolio, our award winning Total Landlord Insurance has a property insurance policy that will give you value for money and the required protection.

Leasehold flat insurance

As a leasehold flat owner, you will have different insurance requirements compared to a homeowner who tends to own the entire building. We can provide a policy with fixtures and fittings and contents cover to suit your specific needs.

UK home, holiday home and short term let insurance

Total Landlord Insurance can provide comprehensive cover for your own home, second home or short term let – whether you have lodgers or a non-standard property, we can protect it.

Commercial property owners’ insurance

If you own a commercial property or block of flats, then our commercial property owner’s insurance for landlords provides bespoke cover to meet your business requirements.

Useful resources

Ten Tips to Reduce Risks and Protect your Property in a Heatwave

With temperatures soaring to record highs, what can landlords do to reduce risks and protect their property? Steve Barnes, Associate Director at NRLA insurance partners, Total Landlord Insurance, shares his ten top tips for landlords, as we face the reality that extreme heat fuelled by climate change is making heatwaves more intense, frequent and likely.

Partners and Suppliers Steve Barnes 22/07/2022
Ten Tips to Reduce Risks and Protect your Property in a Heatwave

The Complete Guide to Protecting your Property from Flooding

In this comprehensive guide, NRLA insurance partners, Hamilton Fraser Total Landlord Insurance, explain everything landlords need to know about protecting property from flooding - from assessing level of risk to the measures to take to prepare both properties and tenants, what to do in the event of a flood, and how to make sure you have comprehensive cover.

Partners and Suppliers Steve Barnes 06/07/2022
The Complete Guide to Protecting your Property from Flooding

The Complete Guide to Protecting your Property from Damage to Underground Services

NRLA partners Hamilton Fraser Total Landlord Insurance explain everything landlords need to know about protecting their property from damage to underground services - from how to make sure you have comprehensive cover and what's not covered, to preventing damage, what to do if there's a problem and who is responsible for repairs.

Partners and Suppliers Steve Barnes 01/06/2022
The Complete Guide to Protecting your Property from Damage to Underground Services

The complete guide to accidental damage insurance

NRLA partners Hamilton Fraser Total Landlord Insurance explain everything landlords need to know about accidental damage, from who is responsible for repairs, to how to reduce your risks and what you should do if your property is affected by accidental damage.

Helpful Tips Steve Barnes 11/03/2022
The complete guide to accidental damage insurance

The complete guide to landlord liability insurance

Steve Barnes of NRLA partners Hamilton Fraser Total Landlord Insurance shares the complete guide to landlord liability insurance.

Helpful Tips Steve Barnes 04/01/2022
The complete guide to landlord liability insurance

Please note that any contract for the supply of goods/services will be made between you and the provider of the goods/services; not with the National Residential Landlords Association or any of its associated companies. The NRLA has no liability in relation to any contract entered into by you as the NRLA only acts as an introducer.