Gallagher
Or call Gallagher's specialist landlord insurance team on 0800 612 0094.
Gallagher Landlord Insurance
Helping UK landlords let properties with confidence
Founded in 1927, Gallagher is one of the world’s largest insurance brokers. Gallagher has experience handling buildings and contents insurance policies for a wide range of landlords, working with specialist insurers.
Gallagher Landlord Household Insurance includes:
- Buildings insurance
For the cost of repairing or rebuilding your property if it’s damaged or destroyed.
- Contents insurance
From furniture to fridges, landlord contents insurance helps to protect free-standing contents inside the property against damage or loss.
- Property owners’ liability insurance
Protection against third-party claims.
- Property owners’ legal protection
Protection for legal costs and expenses arising from specified civil and criminal incidents in connection with your business.
Offering tailored cover to suit your needs
Cover for a range of property types, including:
- Unoccupied properties
- Non-standard construction
- Residential or commercial lets
Cover for a range of tenant types, including:
- Working people
- Asylum seekers
- Students
- Those receiving Housing Benefit or Universal Credit
Cover is subject to the full terms, conditions, limits and exclusions of the Gallagher Landlord Household Insurance policy wording.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Or call Gallagher’s specialist landlord insurance team on 0800 612 0094.
Why choose Gallagher?
- Proud to be rated ‘Excellent’
Products and services from a company rated ‘Excellent’ with over 6,000 customer reviews on Trustpilot*.
- Leading UK property owner insurers
Access to quotes from some of the leading UK property owner insurers, including Aviva, Allianz, AXA and Zurich.
- Specialist team
Proud to have been providing insurance solutions since 1927.
*Correct as at April 2025.
Or call Gallagher’s specialist landlord insurance team on 0800 612 0094.
In need of rent protection?
Rentguard, a Gallagher company, can provide quotes for Legal Expenses and Rent Guarantee Insurance, for when your tenants can’t or won’t pay the rent.
Or call Rentguard's specialist landlord insurance team on 0333 000 0169.
Want to know more? Visit the Rentguard page on the NRLA website.
Latest Articles
Five property care tips for tenants
Gallagher, the NRLA’s trusted Landlord Insurance partner, has provided tips on what to remind tenants about throughout the year, to help avoid issues arising. Reducing the risk of property damage can help to avoid large maintenance costs. However, having suitable insurance can provide a financial safety net, just in case.
Six tenant types to consider when buying insurance
When choosing a Landlord Insurance policy, it is possible that you will have to confirm the type of tenants you let your property to. Some insurance policies may have specific clauses or considerations based on the type of occupancy. It's important to provide the correct information when obtaining a quote. Gallagher, the NRLA’s trusted Landlord Insurance partner, has provided a breakdown of the different tenant types that may appear on a quote form.
Five property concerns for landlords to prepare for in 2025
While buying to rent is a profitable source of income, it is not free of challenges. With the market continuously changing, if you own one or many rental properties, it's good to look ahead. Gallagher, the NRLA’s trusted Landlord Insurance partner, has put together some key areas to focus on in 2025 and onwards to help protect your investment.
Tips for mitigating the costs of an unoccupied property
Owning a rental property comes with a host of responsibilities, and one often overlooked risk for landlords is leaving a property unoccupied. NRLA landlord insurance partner Gallagher has some top tips on what to look out for to help prevent costly issues from arising.
At what time of year are landlords’ properties most at risk?
Properties can face different risks at different times of the year. Cold winters could put your property more at risk of damage from storms or burst pipes caused by freezing temperatures. While the summer months could be more of a security risk as properties are left empty by students going home for the summer or other tenants going on holiday. As a Landlord Insurance provider, Gallagher has the following tips on what to look out for in each season to help protect your property.
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National Residential Landlords Association is an Introducer Appointed Representative of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909.
