Gallagher

Legal Expenses & Rent Guarantee Insurance

Gallagher Legal Expenses & Rent Guarantee Insurance

Offering residential landlords protection when tenants can’t or won’t pay rent. Legal Expenses & Rent Guarantee Insurance from Gallagher can also help with legal costs for evicting tenants as a result of rent arrears.

Or speak to our team by calling 0800 612 3717.

NRLA landlords can benefit from the following:

Financial protection against unpaid rent

To help provide landlords with a financial backup if a tenant is unable to pay their rent

Cover for the cost of legal advice and representation

To help landlords follow the correct procedures when evicting a tenant

Cover for the cost of eviction proceedings

To help landlords through the process of evicting a tenant due to rent arrears

A mediation service during the claims process

Assistance from a third party to help landlords and tenants reach an agreement

Up to 5 tenants can be covered on one policy

All tenants must be on a single tenancy agreement

Cover can be offered for an existing tenancy agreement

A 90-day claim exclusion period from the policy start date may apply unless you had continuous insurance

Extended cover after eviction

Following the successful eviction and vacant possession is gained, a further payment may be able to be made for a 3-month period until the property can be relet

Simple documentation

Policy documentation written in simple language, showing what is and isn’t covered
 

Additional protection for your needs as a landlord

Access to additional insurance offerings, such as landlord insurance

Policy limits and exclusions may apply. Please see policy wording for full terms and conditions.

Referencing is a requirement of the Legal Expenses & Rent Guarantee insurance policy, and the referencing documents must be no older than 31 days’ when the tenancy agreement and Legal Expenses & Rent Guarantee insurance policy start. Please access the referencing service available to NRLA customers here.
 

Why choose Gallagher?

  • Proud to be rated ‘Excellent’
    Products and services from a company rated ‘Excellent’ with over 7,000 customer reviews on Trustpilot*.
  • Specialist team
    Proud to have been providing insurance solutions since 1927.
  • One of the world’s largest insurance brokers
    Offering a range of insurance solutions for your business.

*Correct as at September 2025.

In need of Landlord Insurance?

We can also provide quotes for Landlord Household Insurance, helping UK landlords let rental properties with confidence.

Please note that any contract for the supply of goods/services will be made between you and the provider of the goods/services; not with the National Residential Landlords Association or any of its associated companies. The NRLA has no liability in relation to any contract entered into by you as the NRLA only acts as an introducer.

National Residential Landlords Association is an Introducer Appointed Representative of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. Rentguard is a trading name of Arthur J. Gallagher Insurance Brokers Limited.