identity fraud

1 Thanks
58 Posts
15 years ago
This will take ages to sort out.

If you havent done so call the police to report the identity theft and give tenant new address - don't expect them to do a lot but they should give you a crime ref number which will be useful when you contact the agencies.

Are you registered with a credit agency like we've found they cover more credit agencies then just experion. You can check to see if new credit applications have been made, unfortunately all you can do is address each agency as the letters come in.

We lived in our rental prior to renting it. Our scum tenant got a credit card using one of those pre-completed/approval forms, which the post office didnt forward. Tenant too stupid to realise we took the same phone number with us, the bank called us re unusual activity on the first transaction, they'd refused and stopped the cards immediately. The bank confirmed the card was sent to rental address and we confirmed we never applied for a new credit card or received one, it took 5 months for our credit history to be corrected.

The crime was against the bank not us and its bank choice whether to lay charges or not - that's what the police told us.

Good luck.

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