Just running this past those colleagues who've had a similar dilemma. Never had this before because I 'always let' to WP's over 25-yrs.
Long-term, sensible, sole-income tnt has a teenchild turning 18 next Spring. Last annual Contract review [for the two bedder] stated that I'd be managing the new circumstance arising in March 2024- by issuing a formal Statement, recognising the 18-year old as a 'Permitted Occupier'. This would I explained, confirm to any interested party that the tnt's daughter has LLd authorisation to remain in the property, under the control of 'parent', my tnt, No responsibility for rent, etc. et al.
My insurers want persons 18 or over to be named on the AST, or be authorised by way of a PO status. As I always avoid AST renewals, I'd much prefer the PO route & indicated such in March 2023, There was no push-back & the tnt paid the annual rent increase, as per usual.
The tnt has contacted today to ask could she have instead in March 2024, an 'Addendum to the AST' naming her daughter as a joint tnt? This is because as a mere PO, her daughter cannot claim the housing benefit element of UC.. Their circs have obviously changed in the intervening months!
What I do know is the daughter is 'now at home a lot', so maybe [ for what ever reason] is not gainfully employed, nor enrolled at college, nor on an apprenticeship Scheme. Knowlegeble neighbours have confirmed my suspicions. Loud music at 4am gives the game away.
I appreciate the tnt is wanting to hedge her bets in case the daughter cannot find paid employment next year. Plus having had to deal with offsprings badly aggrieved with 'teenage-hood', I know how guilt-tripped my hard-working [night-shift] tnt could be.
However, i must obey my insurers demands, so would an Addendum to the AST naming the daughter as a joint tnt work?
Or do I have just two options....''either authorisation as a PO, or creating a new AST showing the daughter as a joint tnt''. The admin is onerous for the new AST, easy-peasy for the PO statement.
Not worried about the 'ticking- clock' of a new AST [not serving notice] because mum is going nowwhere else & paranoid about paying rent 3-5 days before it's due & also as an experienced & utterly reliable tnt, having 'valid paperwork'.
Opinions please from those having had the same situation, or are looking forward to the same conundrum. PO or AST, or is there a third option?
Thank you in advance for your valuable time & interest in my in-tray problem.
